Features and benefits

• No monthly account service fee or establishment fee
• High fixed interest rate on balances of $1,000 and above¹
• A range of fixed investment terms available to suit your needs
• Interest paid 6 monthly and at maturity².

Fees

Westpac Fiji Term Deposit Interest Rates

Westpac business term deposit interest rates vary based on the term and interest payment frequency that you select. If you are a Westpac customer and use online banking, you can apply for a Westpac business term deposit online. The interest rate payable on the Term Deposit is fixed for the entire term of the Term Deposit unless you withdraw all or part of the deposit before the end of the fixed term. There are different interest rates which apply to different terms. The interest rates offered by Westpac for these Term Deposits on the day you are given the PDS. Westpac Bonus Saver - interest rates. You could earn bonus interest as long as on the last business day of the month your balance is $20 greater than the last business day of the month prior. The $20 excludes interest earned on the account and/or Westpac. According to Westpac, when a term deposit reaches the end of its term, if no instructions have been provided at the beginning of the term or in the six days following the maturity date, then the money will be reinvested according to the same terms at the interest rate applicable at maturity.

Refer to the Fiji Customer Service Fees Booklet for details (PDF 98KB)

Here’s what to do.

Westpac Term Deposit Interest Rates Fixed

To open a Westpac personal bank account, you’ll need to provide us with a signed and completed personal account opening form, along with some current identification documents.

We need to verify the following:

1. Full name
2. Date of birth
3. Residential address
4. Occupation
5. Photo identification and signature
6. Citizenship
7. Income source documentation

To ensure these 7 points above are verified, we need at least two primary ID documents or one primary plus two secondary ID documents. All documents must be original and current unless specified. If additional documents are required, we’ll let you know.

Download the Opening a Personal Bank Account Brochure (PDF 129KB) for a list of accepted Identification and Additional Identification required for non-residents. Visit your branch or call 132032 for more information.

Need help?

Simply speak to a Banking Representative by calling 132 032.

Things you should know

Conditions apply. Offer excludes corporate, institutional and government customers. If you are on a special rate and your Term Deposit rolls over automatically, the Term Deposit may be automatically re-invested at a lower rate than the current interest rate.

Westpac Term Deposit Interest Rates In Canada

1. Interest rate adjustment may apply if funds are withdrawn before maturity.

Westpac Term Deposit Interest Rates Calculator

2. Once your fixed term ends, you can withdraw your funds via bank cheque, cash or direct credit into another bank account.